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Letters to the Editor, March 19

Letters to the Editor, March 19

Pass the BOLD act

Today, there are more than 5 million Americans living with Alzheimer’s and more than 15 million serving as unpaid caregivers. Too often Alzheimer’s is treated as an aging issue, ignoring the public health consequences of a disease that someone in the United States develops every 66 seconds.

Alzheimer’s is the most expensive disease in America at an estimated cost of $259 billion annually. And with Medicare and Medicaid covering two-thirds of its annual costs, Alzheimer’s demands more attention from our government.

Congress has a chance to take decisive action by passing the Building Our Largest Dementia (BOLD) Infrastructure for Alzheimer’s Act (S. 2076/H.R. 4256). The BOLD Infrastructure for Alzheimer’s Act would create an Alzheimer’s public health infrastructure across the country to implement effective Alzheimer’s interventions. These interventions include increasing early detection and diagnosis, reducing risk and preventing avoidable hospitalizations.

Join me in asking Sens. Ron Wyden and Jeff Merkley and Rep. Greg Walden to fight for the millions of Americans affected by Alzheimer’s by sponsoring the BOLD Infrastructure for Alzheimer’s Act. Learn more at www.alz.org.

Lori Stanton

Medford

Roth rules clarified

In the Sunday, March 18 Your Money article, author Anna-Louise Jackson says, “Set manageable goals, etc. ... — and it’s money you won’t be able to touch (without incurring penalties) for decades to come.”

This statement is incorrect.

Any money contributed to a Roth IRA may be retrieved at any time with no tax or penalty. Note that I said “contributed,” because that is money that is after tax money and since you have paid taxes on it, it is available to you. What is also available to you that you may have to pay tax and penalty on is the earnings derived from your contributions. Remember, the money inside a Roth resides in two buckets: first, your contributions, and second, the earnings bucket. They are treated separately for taxation. Also note that there are additional taxation rules related to withdrawals for education or first-time home buying.

Matthew R Leek. financial advisor

Ashland

Children’s suit advances

It’s onward for the children’s climate change lawsuit! On Wednesday, March 7, by a 3-0 vote of the 9th U.S. Circuit Court of Appeals in San Francisco, the U.S. government lost its bid to halt this lawsuit, which originated in Oregon in 2015 against the Obama administration.

The 21 plaintiffs, now aged 10 to 21, assert that Americans who are children today will see their most basic rights, such as life, liberty and the pursuit of happiness, violated because the U.S. government isn’t taking action on climate change.

Tia Hatton, a now 20-year-old plaintiff from Bend, said: “My greatest hope in addressing climate change lies in a successful trial, where the only acceptable outcome is a court-ordered science-based climate recovery plan.”

Young people leading, hurrah! We adults can be supportive of Our Children’s Trust. Onward.

Pat Gordon

Jacksonville

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