Editor's note: This is part of an ongoing series offering tips and information for businesses, job seekers and consumers.
In Saturday's Mail Tribune, we began surveying a list from the Consumer Credit Counseling Service of Southern Oregon of helpful tips for those who have recently lost their jobs.
We continue exploring more ideas to today:
- Update your resume. If you've been at your current job for a while, you may need professional help bringing your resume current. Today resumes are often reviewed by computers and scanned for key words, so you'll want to be certain to reflect your skills in the way that benefits you most.
- Make finding a job your new full-time job. Get up every day, get dressed appropriate for the job you seek, and from 9 a.m. until 5 p.m. look for a new job. This search may be online, and may involve networking or actually calling on prospective employers, but the important thing is that you put yourself at the front of the line.
- Resist the urge to solve your problems by spending recklessly. It may feel good for the moment, but the high of spending won't equal the low of dealing with additional debt when there is no income. Further, new credit is hard to come by, so use your existing credit lines wisely.
- Don't be tempted to live off of your credit cards. Someone with a good line of credit could actually support the family at the current standard of living by using credit, but there's no guarantee a new position will materialize any time soon. One rule of thumb job counselors use is to expect one month of job search for each $10,000 of annual income you hope to replace. In other words, if you seek a $50,000 salary, it may take you five months to land that job.
A certified credit counselor is available through Consumer Credit Counseling of Southern Oregon. Call 541-779-2273. To find an agency online go to www.cccsso.org.