MEDFORD — Major provisions of national health care reform legislation go into effect today, and a community briefing at 1:30 this afternoon at the Medford Public Library by Oregon Action will describe those provisions.
Among the provisions:
- Insurance companies will no longer be allowed to drop customers when they become sick.
- Preventive services such as mammograms, immunizations and wellness visits will not require co-pays or trigger deductibles.
- Young adults can remain on their parents' health-insurance plans until age 26.
- Children can no longer be denied insurance coverage due to pre-existing conditions.
Other provisions will allow many who have been denied health insurance to obtain it — and those with coverage to keep it — regardless of their health status.
The law now stipulates that people cannot be denied coverage or be dropped from coverage because they become sick. Nor can they be forced into bankruptcy because of illness. Among other changes, lifetime caps and annual limits on health coverage are severely restricted.